Challenging an Unjust EAPO: Steps to Reclaim Your Frozen Account

Jan 11, 2025By Geir Dalsbø
Geir Dalsbø

Understanding the EAPO and Its Impact

When faced with a European Account Preservation Order (EAPO), individuals and businesses can find themselves in a stressful situation. An EAPO is a legal measure that can freeze funds in a bank account across EU member states, intended to secure cross-border debts and claims. However, there are instances where these orders are issued unjustly, causing significant inconvenience and financial disruption. Understanding the nature and implications of an EAPO is the first step towards effectively challenging it.

legal paperwork

An EAPO can be issued without prior notice, leaving account holders shocked when they discover their funds are inaccessible. While this mechanism is designed to prevent debtors from moving assets out of reach, it can sometimes be misapplied or based on incorrect information. If you believe your account has been unfairly frozen, it's crucial to act swiftly and strategically.

Assessing the Legitimacy of the EAPO

The initial step in challenging an unjust EAPO is to assess its legitimacy. Carefully review the documentation associated with the order. Key details to verify include the identity of the creditor, the claimed amount, and any court details involved in issuing the order. Ensure that these details align with your financial records and any existing legal agreements.

If discrepancies are found, gather evidence such as bank statements, correspondence, and contracts that support your claim of an unjust order. This documentation will be vital in building your case for contesting the EAPO and EU Debt has helped several get the decision changed on the frozen assets.

Engaging Legal Assistance

Given the complexity of EAPOs and cross-border legal implications, seeking professional legal advice is highly advisable. EU Debt with expertise in international financial law can provide valuable insights into the best course of action. We can help you understand your rights under EU law and the specific legal grounds and contest the order.

lawyer consultation

We can also assist in drafting a formal objection to the EAPO, ensuring that it includes all necessary evidence and arguments. A well-prepared objection increases the likelihood of a favorable outcome when presented to the court.

Filing a Formal Objection

Once you have gathered all pertinent information and we have gone through the documentation, it's time for us to file a formal objection against the EAPO. This process involves submitting your case to the appropriate court that issued the order. EU  Debt make sure to adhere to any deadlines specified in the EAPO documentation to avoid missing critical opportunities for appeal.

  1. EU Debt draft a comprehensive objection letter highlighting any inaccuracies or injustices.
  2. We include all supporting documents and evidence.
  3. EU Debt submit the objection through the correct legal channels.

Preparing for a Court Hearing

If your objection leads to a court hearing, thorough preparation is key. We as your legal representative develop a strong argument that underscores the unjust nature of the EAPO. We present your case clearly and succinctly, focusing on factual evidence and legal precedents that support your position.

courtroom preparation

When the hearing date is sett it is important that during the hearing, we strongly recommend you remain composed and cooperative, addressing any questions from the judge or opposing counsel directly and respectfully. A well-presented case significantly enhances your chances of having the EAPO lifted.

Exploring Alternative Solutions

In some scenarios, mediation or negotiation with the creditor may offer a practical resolution. This approach can be particularly effective if both parties are open to dialogue and compromise. Mediation can provide a platform for reaching an agreement that satisfies both sides without further legal proceedings.

Through open communication and willingness to negotiate, you might achieve a resolution that facilitates the release of your frozen funds while addressing any legitimate claims from creditors.